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After all, if one of the account holders is in trouble, say with debt collectors, the other account holder is also going to feel the pain.Joint Accounts With Your Kid, Parent or Partner Say you have a joint account with your college-aged child and they are in a car wreck.Otherwise, you may need to purchase a prepaid card that allows international transactions.Please be patient, photos and profiles enter the approval process in the order they were received.A 1964 story entitled quoted one expert as saying, "She doesn't keep track of the checks she writes. And before you know it, they're in a dither." Despite the bad headlines and the misgivings of some experts, having a joint checking or savings account with your spouse isn't really worth worrying about.(Yes, your spouse has the right to drain the account if they want to, but then you have bigger problems in your marriage to contend with).

If you still cannot process your prepaid card, please contact us with the full card info and zip code and we’ll be glad to run the card through our alternate provider.

"Even if you're getting divorced, or your spouse gets sued, it really doesn't matter if your accounts are joint or not, you're still talking about one big pool of money that you share," says David Hefty, the CEO of Cornerstone Wealth Management and a certified financial planner in Auburn, Indiana.

"A lot of people, especially when their marriage gets rocky, will say, 'Oh, I need to put money in my own account,' but really, in the end, it doesn't matter." But setting up a joint account with your college-aged child or your elderly parent, a live-in girlfriend or boyfriend, or even a same-sex partner (if you live in a state that doesn't recognize civil unions) can invite big problems, says Hefty.

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